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Types of SS Disability

Types of SS Disability

64,685 Americans are receiving Social Security benefits as of May of 2015. Do you need to be one of them? Having trouble getting your claim approved? You’re not alone.

Depending on what type of benefits you are applying for, the reasons to be denied are seemingly endless. Don’t hesitate to get assistance from The Disability Help Group for the following claims types (along with veterans disability).

SSDI (Social Security Disability Insurance)

In order to qualify for SSDI, you must have built up enough “work credits” and also meet the SSA’s definition of disability. According to the Social Security Administration,

Disability Health Group

Your eligibility for SSDI benefits also may depend on your age, work history, medical history, and even the type of disability that you are dealing with.

Most importantly, getting approved for SSDI relies on the information presented in your application. Make sure your application is as complete as possible and includes clear details of how your impairment affects your life. Provide any/all documentation to support what you state.

Medicare is a health insurance program, usually (but not always) for the 65 and older group. It is paid for by taxes, along with monthly premiums deducted from their disability checks. The main benefits to having Medicare include basic medical insurance, hospital insurance, prescription drug coverage, and Medicare Advantage plans. If you have been receiving disability benefits for at least two years, you might automatically qualify for Medicare.

SSI (Supplemental Security Income)

SSI is calculated simply by comparing one’s income with their necessary expenses. The program was created with the intentions of lightening the burden of health expenses for disabled people that have a low or nonexistent income. You application must be submitted in person, however, some interviews can be done over the phone. In certain cases, children may also qualify.

Of course, in a Supplemental Security Income claim, you or your child’s impairments, income, and health expenses must be proven to the SSA.

If you need to apply for SSI, we want you to know that it is your right to have assistance in doing so. The Disability Help Group is happy to do this for you, and can inform you of other rights you have when it comes to SSI (such as your right to appeal an unfavorable decision). Equally important, you also have certain responsibilities as a recipient of SSI benefits, such as reporting any change in your income or disability.

Medicaid is a health insurance program for lower incomes. The program provides health coverage to almost 9 million people that are not elderly but are disabled. The majority of states provide Medicaid to people that have already been approved for SSI, but this is not guaranteed as the rules vary per state.